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Friday, March 27, 2026
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Childcare vs Stay-at-Home Calculator

Estimate net financial impact and opportunity cost over your planning horizon.

Scenario Inputs

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$
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Recommendation
Working with childcare has a stronger net financial outcome.
This view is purely financial and does not include non-financial family priorities.
Net with childcare
$262,476
Stay-home net impact
$0
Opportunity cost
$370,476
Visual Comparison
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Should one parent stay home or continue working with daycare in 2026? This tool estimates net income impact and the opportunity cost of stepping out of the workforce.