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Friday, March 27, 2026
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30yr Fixed6.38%15yr Fixed5.75%Fed Funds3.64%Prime Rate6.64%SOFR3.54%S&P 5005,234NASDAQ16,428DOW39,12730yr Fixed6.38%15yr Fixed5.75%Fed Funds3.64%Prime Rate6.64%SOFR3.54%S&P 5005,234NASDAQ16,428DOW39,127

Real Estate Markets

Historical appreciation rates · Source: Zillow Research / FHFA · Updated annually

MarketRegionAnnual AppreciationMedian HomeRent YieldRating
Miami, FLSouth+6.1%$620,0004.1%Strong
Charlotte, NCSouth+5.5%$370,0004.6%Strong
Nashville, TNSouth+5.3%$430,0004.4%Strong
Seattle, WAWest+5.1%$710,0003.3%Strong
Phoenix, AZWest+4.8%$410,0004.2%Good
Dallas, TXSouth+4.6%$380,0004.8%Good
Denver, COWest+4.5%$550,0003.6%Good
Boston, MANortheast+4.4%$690,0003.4%Good
Austin, TXSouth+4.2%$525,0003.8%Good
Columbus, OHMidwest+4%$270,0005.8%Steady
San Francisco, CAWest+3.9%$1,150,0002.8%Steady
Philadelphia, PANortheast+3.8%$310,0005.1%Steady
New York, NYNortheast+3.7%$780,0003.1%Steady
Minneapolis, MNMidwest+3.5%$340,0005.2%Steady
Chicago, ILMidwest+3.2%$310,0005.6%Steady

Index Fund Snapshot

Major index ETFs · Expense ratios · Historical performance data

VOOS&P 500
Moderate
Tracks the 500 largest US companies. The gold standard of index investing.
+24.2%
1yr
+14.6%
5yr
+12.8%
10yr
0.03%
expense
QQQNASDAQ-100
Moderate-High
Top 100 non-financial NASDAQ companies. Tech-heavy, higher volatility.
+28.6%
1yr
+18.2%
5yr
+17.9%
10yr
0.2%
expense
VTIUS Total Market
Moderate
Entire US stock market in one fund — 3,700+ companies.
+23.5%
1yr
+13.9%
5yr
+12.2%
10yr
0.03%
expense
VXUSInternational
Moderate
Diversification outside the US. Lower returns, lower correlation to US market.
+11.4%
1yr
+7.8%
5yr
+5.2%
10yr
0.07%
expense
VGTUS Technology
High
Concentrated US technology exposure. Higher growth potential with higher volatility.
+31.8%
1yr
+21.1%
5yr
+19.4%
10yr
0.1%
expense
SPYS&P 500
Moderate
Classic S&P 500 ETF with broad large-cap US exposure and deep liquidity.
+23.9%
1yr
+14.3%
5yr
+12.6%
10yr
0.09%
expense
BNDUS Bonds
Low
Stability and income. Good ballast for your portfolio during market drops.
+4.7%
1yr
+0.2%
5yr
+1.6%
10yr
0.03%
expense
VNQREITs
Moderate
Real estate exposure without buying property. Tracks commercial REITs.
+7.9%
1yr
+4.3%
5yr
+8.1%
10yr
0.12%
expense

All data for informational purposes only. Past performance does not guarantee future results. Real estate appreciation rates are historical averages. Index fund returns are trailing averages, net of expense ratios. This is not financial advice.